High-interest savings
Best for flexible cash that still needs to earn interest.
Canadian rate comparison
Compare rates. Understand the cost. Choose better.
Mortgages, car loans, personal loans, HELOCs, savings, GICs and insurance — in one place.
✓ No fake lender rates
✓ Free calculators
✓ Clear disclosures
Mortgages
Compare mortgage options
Verified lender offers will be added through partner feeds. For now, official benchmarks and calculators are available.
Mortgage comparison
Official benchmarks
Prime—
1Y posted mortgage—
3Y posted mortgage—
5Y posted mortgage—
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Car Loans
Compare vehicle financing
Compare payment, term and borrowing cost for a new or used vehicle.
Car loan comparison
Estimated monthly payment
$—
Amount financed$—
Est. interest$—
Personal Loans
Compare borrowing costs
Focus on APR, fees, monthly payment and total repayment — not just the advertised rate.
Personal loan calculator
Estimated monthly payment
$—
Total repayment$—
Total interest + fees$—
HELOC
Estimate home-equity borrowing
HELOC pricing is commonly linked to prime. Compare the spread above or below prime and the actual borrowing amount.
Estimated monthly payment
$—
Effective rate: —
Savings
Compare savings-account returns
Compare promotional and ongoing rates, minimum balance and fees.
TFSA savings
Tax-free growth for eligible savings and investment products.
FHSA savings
For eligible first-time home buyers saving toward a purchase.
GICs
Estimate guaranteed-return growth
Use the calculator below while provider feeds are being added.
Estimated maturity value
$—
Interest earned: —
Insurance
Compare coverage through quote partners
Insurance is personalized, so quote requests should go to licensed providers rather than showing a fake universal rate.
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Auto insurance
Compare personalized auto quotes.
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Home insurance
Compare coverage, deductible and optional protection.
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Life insurance
Licensed partners should handle advice and underwriting.
Calculators
Useful tools in one place
These tools work directly in the browser.
Market
What drives Canadian rates?
Policy rates, prime rates and bond yields matter more to borrowers than random bank-share charts.
Policy rate—Variable-rate driver
Prime rate—HELOC / variable lending
5Y Canada bond—Fixed-rate market signal
5Y posted mortgage—Official posted benchmark
Contact
Contact RatesHub
Questions, partnership inquiries or corrections.
Important: RatesHub is an information and comparison service. Rates, terms and eligibility can change. Verify current information directly with the applicable provider. RatesHub is not a lender, insurer or financial adviser unless explicitly stated.